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sexta-feira, dezembro 23, 2005

Senha Fantasma

Outro dia estava pensando em como os bancos poderiam minimizar o transtorno para as vitimas de seqüestro relâmpago, ou seja, quais soluções de TI poderiam ajudar.
Uma das coisas que eu fiquei viajando foi a utilização de uma senha fantasma que seria usada pelo cliente em caso de emergência. Por exemplo, em um seqüestro relâmpago (imagino eu) é importante ter “algum” pra dar pro bandido, isso poder ser fundamental para a sobrevivência da vitima. É aí que entra a senha fantasma. Acordado com o banco, o correntista passaria ter um espelho fantasma da sua conta com simulações de transações e um pequeno saldo disponível para saque. Quando o bandidão forçasse a vitima limpar sua conta em um caixa eletrônico além de acender uma luz vermelha no banco e também na policia o prejuízo seria minimizado e o meliante ficaria com a consciência pesada por ter acabado com os últimos $150 do limite do cheque especial de um pobre coitado.

7 Comments:

At 4:48 PM, Blogger Daniel N. G. said...

Boa idéia essa. Acho que seria legal caso houvesse uma "parceria" entre banco e policia. Uma vez acionada essa senha fantasma seria acionada a policia mostrando onde ocorreu a retirada, além disso seria passado p/a a policia quem foi sequestrado, uma vez que o banco possui informações do cliente.

 
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